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Flood Insurance

Homeowner’s insurance policies do not cover flooding or rising water losses.

Everyone lives in a flood zone – it’s just a question of whether you live in a low, moderate or high risk area. The probability of a flood loss occurring in each zone depends on many factors including historical flood data but more importantly recent development and urban growth, changes in topography and changes in weather patterns/conditions. Furthermore current flood maps are sometimes older and may not take these more recent changes into consideration.

Obviously property owners in moderate to high risk flood zones should seriously consider flood protection. Surprisingly, low risk flood zones such as X, B and C should not be ignored as the National Flood Insurance Program/FEMA reports that more than 25% of all flood claims have been in these low risk flood zones. Flood insurance is the best way to protect your investments from flood losses.

Call us today for more information about flood insurance.

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  • Georgetown County Emergency Management

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  • Our response to COVID-19

    Our company continues to work our normal business hours off site from 8:30am - 4:30pm. Our physical office will remain closed to protect you and our staff. We will continue to monitor any local, state and federal recommendations for our area and communicate our availability to you.

    We are encouraging clients to utilize email, telephone and social media to contact us and for announcements. Alternatively, we encourage you to use the carriers’ websites to make payments, view documents and file claims. Carrier contact information is available under the OUR PARTNERS tab above.

    Our agents are available and ready to answer your questions and concerns. 843-237-1353

    Thank you for your business. Please stay safe and healthy.

  • Important Storm Preparation and Recovery Information

    The Atlantic Hurricane Season officially begins in only a few short weeks on June 1, 2020 and goes through Nov. 30, 2020. Now is a great time to read some expert tips on how to mitigate tropical cyclone risks.

    The Insurance Institute for Business & Home Safety, offers invaluable resources in storm preparation and recovery that can prevent significant property losses caused by tropical systems. Please click on the link below to learn more.

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